Where should you live as a foreigner in the Philippines? Just like you and I have different goals, budgets, and needs, the various cities, towns, and provinces offer different possibilities and challenges. Metro Manila, Angeles City, Clark City, Subic Bay, and Baguio or city options in Luzon island. Cebu City, Mandaue City, and Lapu Lapu are the main cities on Cebu island. Davao City is a large city in Mindanao. Iloilo City and Bacolod city are gaining more recognition also with Dumaguete a big attraction for many foreigners.
One should consider the risks and rewards that a particular location will offer also. Flood prone areas, typhoon prone areas, earthquake zones, and volcanoes are some of the risks as well as landslides in some of the hilly or mountainous regions.