Guest Retired on $937 Month European Lifestyle

Guest Retired on $937 Month European Lifestyle

this is Dan of agamon wake today we’re lucky to have Debbie welcome to the channel thank you so Debbie where are we sitting right now where in the world are we we are in tii in the country of Georgia wow and yeah how long have you been here uh since 2012 2012 I come for nine months right usually the Academic Year okay and I leave in the summer and go home see family and friends and then I come back in September wow that’s great and come back from where where where are you from I’m from Maine okay way up no all right and uh in the summmer you’re in Maine is that what I oh that’s the only place to be in the summer of course yeah you don’t want to be in Maine in the winter right no I don’t no longer you’re very smart so that’s a really long time 2010 did you say 2012 12 so it’s uh you’re like 12 years here yeah wow well I was 18 months in America during Co we all kind of lost two years in Co yeah so it just took me a while to get back okay how did you end up living here how did you pick this place well I was going in the Peace Corp and turn them down because they wanted to send me to Asia or Africa and I said what about the heat don’t you understand I you haven’t seen me function in heat I don’t function so and I’d put on my application Eastern Europe Eastern Europe Eastern Europe so when I researched it for three months and I decided not to teach English and decided I actually could be useful in toi but I’m a teacher of babies with disabilities has nothing to do with English Okay okay so so is this um like volunteer work or is it yeah I volunteered oh okay so my Social Security and my teacher pension inable me to come here and volunteer wow that’s that’s great so one of the things we hear from uh retirees whether they’re in the US or they move overseas is after like the first or second year yeah of retirement they kind of wish they had something some purpose so you found that purpose yeah before I came well I was retired earlier than I wanted to be retired okay and you know I just wanted to keep working right you know I mean I and I I ended up as so many in administration and I really wanted to get back to just working with the little people and so I mean I knew I could be useful in a lot of ways right so and you found a home that’s great yeah and I I had a wonderful time one of the reasons I I mean there’s many reasons I’ve heard people move uh to Georgia uh but one of them seems to be the cost of living here is more reasonable maybe than Maine or Europe or definitely what so what would you say in know average month that your overall cost of living is here oh I’ll have to do the math again I only know what I spend in a oh did I do it by the month nine yeah it’s under $1,000 it was it came out to n uh came out to 937 so that’s roughly for everything everything like food accommodations transportation and what I did first was I looked in my account to see how much I’ve saved and so I subtracted that so I saved in this nine months well it’s been eight months $5,000 okay cuz I need extra money this one my ticket’s going to cost more this year right cuz I fly back and forth yeah and I buy my own ticket so I buy a roundtrip ticket well that’s great so you’re so you’re uh some people certainly in Canada are called snowbirds because they’ll fly south for the winter several of those okay and you fly south for nine months of the yearo right is it South no it’s well it’s warmer here so inly so you can see the snow all around you occasionally it snows here and occasionally oh I don’t know every five to S years they actually get enough snow they had to deal with it so as a snowbird if you figured out it was 900 something per month 937 is that what you said um and then you save 5,000 right and that 5,000 you spend in the three months I do in you’re in the pen of it so it’s so expensive so it’s almost half as your us cost of living here and are you paying rent when you’re in the US or are you staying with friends or no I’m not then that’s without rent without rent that’s without rent you’re paying almost double your cost of living gas and food and you presents and birthdays and I you know barbecues and things and you go out it’s summer in Maine you go have lobster and you go get burgers and you know yeah you’re on the beach and whatever just Maine going you camping and I mean even camping is is on my budget some camping is expensive right I mostly only go to state parks but even in Maine you know like our national park it’s like $37 a night yeah people in America like don’t get that they don’t get a lot like but it’s like don’t you need a car I said well no I the trains are great there’s one line that goes to zugi that still has an older train on it um but if you take the early zugi bus yeah it’s the nicer train okay I found out too late yeah we we it seems like when you stand on a corner a bus goes by every five minutes here oh yeah they do yeah it’s crazy are they and two kinds of buses and I so I buy like a six-month ticket and then a 3mon one and so you have the feeling that it’s free because it’s already been paid up how much is how much is a six- Monon or do you remember or three Monon or either one I think it was like 200 and something lry okay you know so it’s whatever 50 bucks and that’s for six months or whatever yeah if you would like to learn how I fired my boss and traveled the world for 16 years and how I pay for things grab a free copy of my ebook we get people that are interested in this lifestyle you have where they knew some are you know relatively cheap and they come back and visit family once a year or once every other year and you’ve been doing that for quite some time and in your example if you add the two up what is your 9month year uh and your um 3 months in the US what per year what is that roughly if you oh I don’t know I didn’t do that math you save let’s do it quick so you you said you saved 5,000 right right and I have about $1,800 in between my pension and my uh okay Social Security yeah so 1800’s around 2,000 so 24,000 year minus uh whatever I think my tax is 23 okay okay which I I make so little I don’t usually have to do but we had to get some money back and we had to file in order to get the money back and Co yeah of course so my nephew did it for me on some great turbo something or so so you’re so around 18,000 after taxes you’re living on in both places yeah that’s great um and that would be tough to do if you just stayed all year long in the US yeah I don’t have a us plan I’ll tell you I don’t I mean I always thought well I’ll just go to Florida and live in a trailer you know I have friends down there and they want me to come you know um I mean lifelong real 50 years we’ve known each other but I don’t know I mean I don’t even know they say the rents even in FLA I mean you know the insurance they say is is horrible yeah yeah the the property insurance there’s getting dropped even the car insurance well there’s so many old people getting in so many accidents I think that’s what’s inflating I assume yeah who know it’s not a good place to be a car insurer what are the chances that yeah it’s either going to get flooded the old 85 year old’s gonna get in an accident yeah so that’s great um yeah so that’s a huge benefit um so tell us a little bit about what does safety feel like to you do you feel saf here oh Lord yes very safe safer than I do in Maine I mean all of my female friends uh about my age in their 70s we walk all over I mean I know that I saw on the map because I Googled it because I know there’s a drug problem here right but you don’t see it right I see it when I photograph places where people don’t go like the back alleys and and during the day so when it’s looks relatively safe and they’re all asleep you know in railroad tracks and sometimes it’s just to photograph the old graffiti that’s there yeah yeah um but there are needles on the ground right so you know that there are at 3: in the morning you wouldn’t want to be there right okay you know and I’m not sure at 3: in the morning I’ve never walked through any part three morning right but all of my friends report that it is safe most of them are from the Peace Corps actually all of the women that I have known here have been ex Peace Corp people right right so um yeah but I mean we all feel safe what are your thoughts about here here do you carry Insurance do you think the hospitals are reasonable here what what’s your view of that your hit I think the hospitals are very reasonable and the care that I’ve had has been really good I had um a scare with my eyes I woke up and I had never had what do they call them spiders or floaters floaties yeah yeah I never heard of it before didn’t know what it was was like oh my God so I Googled it when they said go to the doctor it might be nothing but it could be something right right and so it was something actually there were two unrelated things it was just serendipitous that I went and they found that I had a hemorrhage in the back of my eye very serious wow wow but I also researched that and read this study and I said if it’s nonsymptomatic and that’s what I had I said and they were like these three experts having a debate about what to do right and so I gave it to my georgean doctor blah blah BL blah and I so they all concurred and said yes let’s look at her in three months when she gets back to America we’ll see how it looks okay um but they did thorough exams you know where you see your eyeball and all that MRIs or whatevers that kind stuff um and they had a translator so I knew what the reports said okay they had an English-speaking doctor every place you go you can find an English-speaking doctor you go or you go to the bank you go to the pharmacy they just call the English speaker yeah yeah you know um so but so that was my experience now other people have had less good experiences okay and prior to the time I got to that research hospital I was sent to a Georgian Doctor Who wanted to me to take injections they’re really big on injections okay and I said no I said you see no Pier no don’t do that for and I don’t know what’s in it you can’t can’t explain to me why would I do this yeah yeah so you wouldn’t got a second opion right and she was recommended by you know a professional group and it was like now and I asked my doctor later and they said no that’s like a really old Soviet thing we don’t treat it that way anymore you know so some of the doctors depending on their age and where they’re working uh can be old Soviet trained doctors who are going to recommend things that seem a little peculiar to Americans okay okay um so I would do your homework and go to a hospital and you can call up on they’ve got everything every doctor the languages he speaks and where he was trained in all of the training right down to the little conferences they’ve gone to okay so you know before you get there that um that the eye doctor like Michael where he studied he was fluent English and blah blah blah and you know so what did what did all that cost R oh back then I think that was like 10 years ago but I don’t know what it would be now but it was uh let me see let me think I remember I was just stunned two days because they sent me back they want to do my other eye just to check it out okay and the total thing was 75 lii lry wow yes and that’s with all those fancy Machin 25 bucks less than $25 yeah I mean it would have been $1,000 in America oh just one of those yeah I was like really so do you do you do you also um sign up for Medicare do you have us for when you’re there in the summer yeah yeah I do and that’s uh that’s so I go see my doctor every summer I have an appointment on June 26 okay okay wow so you’re getting uh Extra Care in a way yeah other xats you know here are they living on about the same amount of money are they some of are they are they live on that some I know one woman she made a little less and some have more it depends on if they were married and you know if their husband passed away and and he had good whatever have you know they have a little bit more money right um but some of them don’t they only have the Social Security and most of them all work they’re Professionals in America you know but as I said they’re teachers social workers psychologist and like many women they perhaps our age didn’t work their whole lives right right you know they stayed home they depending on again what their husband was doing and where they were living right um so they come here with various amounts of money and some of them continue to work you know so they work online or they work on jobs here um they work for agencies here okay you know um if they can speak some can speak Russian and they learned it or they were here on the Peace Corp most of them weren’t able to learn Georgian fluently okay but there are many American like there’s the American there’s lots of American NOS here and depending on what your field is like this one person who she had three doctorates I think one was in Psychology because she did testing for um what she do it can’t remember who she was working for but it was an American place and so that supplemented her income so what do you feel is is there something here that’s surprisingly better or surprisingly worse than back in main you know it’s America we don’t have public transportation it’s appalling it’s and it’s unnecessary there isn’t a place you can’t get to in Georgia what sort of visas have you had here is it true that uh most of the expats you meet here they just get they fly and get the one year exemption when they arrive right you get stay here one I mean I never have a yeah because I leave every you leave every n months they just stamp it do do others do border runs or how do they if they want to stay permanently here do other expects oh they probably apply for a residency which is just too much of a bother for me okay I mean most people love it and many of us stay yeah yeah it’s I think it’s a wonderful country so are you happy here yeah yeah yeah I really like I’m happy most of the time so I just bring my happiness with me it travels around that’s a that’s a good way to live you can figure that one out you all but um I mean I mean it’s easy to live here and so I live close to a a really convenient Square it’s like I don’t have to go you know 150 yards and there are two pharmacies there’s a wonderful bread man who makes the best lobiani in toi I think the meat man’s across the street the two little old ladies that are in the dollar store sort of you know the everything store and then there’s the ATM and the coffee lady and the money exchange and two little markets and all kinds of vegetable ladies everywhere um you know it’s in some ways I guess very European because you can go out with your bag and shop for the day and then you know cuz I and I I do that you know have one great big car load of groceries and 10 groceries bag lugging into the house I me it’s just a different way yeah you shop that day and get fresh food and decide you’re going to eat it’s a great way of life well Debbie thanks for coming on the channel and sharing your story with us it’s a great story and I’m sure it’ll help other people visualize what’s possible for them so yeah oh anything’s possible until ly yeah all right thank you come as soon as you can we’re here yeah well enjoy your stay could you please help me with something something you’ve probably watched our guest star interviews on our guest star playlist I interview people that have retired overseas they share valuable information such as cost of living safety concerns finding love overseas Health Care experiences and money problems if you’d like to share something that you have learned living overseas please come to vagabond.com click the more tab click the contact me tab and tell me about what you would like to share with my channel

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